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25-Year: 2.912% | 25-Year REFI: 2.926% | 20-Year: 2.765% | 20-Year REFI: 2.779% | 10-Year: 2.677% | 10-Year REFI: 2.739% ( As of October 2021)

We Are Florida Business Development Corporation

HomeWe Are Florida Business Development Corporation

Who We Are

Since 1989, the Florida Business Development Corporation (FBDC) has been dedicated to the success of Florida small businesses. As the most active lender in the east coast of the U.S., we excel at assisting healthy, growing companies secure long-term, below-market, fixed-rate financing for the acquisition and development of fixed assets. The program can also be utilized to refinance debt associated with fixed assets.

Here at Florida Business Development Corporation, we have developed a team that adheres to our core values: Innovation (we find a way to get the job done), Excellence (we have the utmost commitment to excellence), Integrity (our team is comprised of people who are always above board) and Service (our commitment to serve our clients and communities is our priority).

Meet The Team

Administration

Headshot of Bill Habermeyer, President and CEO

Bill Habermeyer

PRESIDENT & CEO

Steve Wilson

VICE PRESIDENT PORTFOLIO MANAGER

Headshot of Bob Zinkil, Executive Vice President and COO

Bob Zinkil

EXECUTIVE VICE PRESIDENT & COO

Ankur Patel

VICE PRESIDENT SENIOR CREDIT OFFICER

Headshot of Rai Donelson, Vice President and COO

Rai Donelson

VICE PRESIDENT & CCO

Mike Quant

VICE PRESIDENT CREDIT OFFICER

Headshot of Helen Bennett, Senior Vice President & Senior Credit Officer

Helen Bennett

SENIOR VICE PRESIDENT CORP PROJECT MANAGER

Michelle M. Seivold

CORPORATE ADMINISTRATION OFFICER

Sales

Headshot of Daniel Martinez, Vice President of the West Florida Region

Daniel F. Martinez III

VICE PRESIDENT

WEST FLORIDA REGION

Anthony DiMauro

VICE PRESIDENT 

SOUTHWEST FLORIDA REGION

Headshot of Mark Mayhew, Senior Vice President of the Southeast Florida Region

Mark Mayhew

EXECUTIVE VICE PRESIDENT

SOUTHEAST FLORIDA REGION

Headshot of Armando Martinez, Vice President of the Southeast Florida Region

Armando Martinez

VICE PRESIDENT

SOUTHEAST FLORIDA REGION

Dana Albury

VICE PRESIDENT

SOUTHEAST FLORIDA REGION

Brock Butler

VICE PRESIDENT

CENTRAL FLORIDA REGION

Johann Schnell

VICE PRESIDENT

CENTRAL FLORIDA REGION

Brian Joiner

VICE PRESIDENT 

INTERNAL BUSINESS DEVELOPMENT OFFICER

 

JT Nix

 BROKERAGE RELATIONSHIP

MANAGER

For inquiries related to the state of Georgia, please visit our Georgia website by clicking here

For inquiries related to the state of Alabama, please visit our Alabama website by clicking here

WHAT PEOPLE SAY ABOUT US

  • Dylan McCrory - SVP, Solutions, Principal, SiteREADYThe 504 program was the perfect fit for SiteREADY to help retain our operating capital and grow our business.  The FBDC team was a pleasure to work with by helping us to get approved and closed quickly.  We highly recommend them for your real estate project!
  • Jim Downey, US Ameribank

    I like to use the 504 program when a client prefers to put less down on equipment or real estate. Part of the loan gets a great long term fixed rate and the fees can be financed. Florida Business Development Corp has a great team from top to bottom. They are always willing to answer any questions and I trust them to speak directly to my clients. Not only do they help during the approval and closing process they are there during the servicing of the loans as well. FBDC has a very knowledgeable staff and is a great resource to answer all of my SBA 504 questions.

We look forward to working with you on SBA 504 financing opportunities.

Contact Us Today
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